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2006 Articles

December 2006
Personal Property & Liability Insurance

Personal Property & Liability Insurance

If you are questioning the need for buying personal property and liability insurance (HO6), this article is a must. If you have a policy, read this article to confirm your wise decision and pass on the information to other owners.

Is a personal property and liability insurance policy necessary for condo and townhouse owners? Most definitely, and here are a few examples of why.
by Association Times' Staff Writer

 

Mediate Don’t Litigate

Mediate Don’t Litigate

As a Florida Supreme Court Certified County Court Mediator, I find just about everyone agrees that mediation works and is always a better alternative than litigation.

But, before we address the issue of mediation, we have discovered yet a better alternative to dispute resolutions.
by Association Times' Staff Writer

 

Fixing What the Previous Board Did

Fixing What the Previous Board Did

Community Associations are like a living entity, which exist in a state of constant evolution. Associations must be able to adapt to both the physical changes of the property that take place over time, as well as the ever changing make up of the membership of the community, which may have an even greater impact on the need for modifications. Just because a prior board of directors mandated a policy, procedure or prior action does not mean that the current board is saddled with their decisions indefinitely.
by Association Times' Staff Writer

 

Motivating Homeowners to Become Active Participants in Their Community!

Motivating Homeowners to Become Active Participants in Their Community!

It is not uncommon to find apathy in communities. The challenge is in generating the interest and commitment of every homeowner by transferring their pride of ownership from their home to the entire community. This is best achieved by educating the homeowners from day one on the benefits of living in a community association.
by Barbara Barron Herndon
CPM®, CMCA®, AMS®, PCAM®

 

Technology as a Tool

Technology as a Tool

Computers, cell phones and personal desktop assistants (PDAs) are just a few of the technology based tools that we casually use in our everyday lives. We use these tools daily to aid us in our communications, scheduling and information gathering. But do we spend sufficient time learning how to use these tools as efficiently as possible? Without an adequate knowledge of how to use these tools, we can waste large amounts of time trying to achieve a specific goal. Have you ever used a butter knife as a screwdriver? The butter knife may have worked but there was certainly a better tool for the job that would have worked easier and faster.
by Association Times' Staff Writer


November 2006
Qualifying to Live in an Age-Restricted Community

Qualifying to Live in an Age-Restricted Community

If you live in a 55+ community, you have probably been asked to participate in a community-wide census and to provide proof of age for all residents in your household. You may be reluctant to provide this information in light of the current identity theft crisis, but before you decide to fight a census in your community, please take a moment to read about and understand why your association is asking for this information.
by Cindy Simpson
CMCA®, AMS®, PCAM®


You Have a Replacement Reserve…Now How About an Operating Reserve?

You Have a Replacement Reserve… Now How About an Operating Reserve?

It happens to most associations in one form or another every year. That new larger insurance deductible of $5,000 has kicked in for a fire loss claim for the association. More small snowfalls or really cold weather requires many more ice melt applications than anticipated and has resulted in additional expense of $7,000. More rotten wood to replace in the painting cycle than was planned costs over $4,000. More landscape died as a result of a very hard winter or some foreign insect costs the association an additional $10,000 in shrub removal and replacement.
by Association Times' Staff Writer


Keeping Our Neighborhoods Safe

Keeping Our Neighborhoods Safe

Are you tired of having your association dues spent on removing vandalism/graffiti and making costly repairs to common elements in your communities? Take your neighborhood back - join a Neighborhood Watch Program through your local Police Department or Crime Prevention Group. We imagine you are saying, “Oh another project to devote time to that I don't have”….but it really doesn't take much time. It does take getting to know your neighbors, being an extra set of ears and eyes, and receiving tips on how to make your home more secure.
by Jeanette Catellier
CMCA®


The ANNUAL MEETING – Prepare like it’s the Super Bowl!

The ANNUAL MEETING – Prepare like it’s the Super Bowl!

Prepare! Assume nothing!! Veterans of past meetings will attest to the importance of these basic concepts. It is essential that the manager take the bull by the horns to assemble the team, create the game plan, lead, and execute the plan.
by David Gauvin
PCAM®, AMS®, CMCA®


Lessons from Geese

Lessons from Geese

Fact 1 - As each goose flaps its wings, it creates an “uplift” for the birds that follow.   By flying in a “V” formation, the whole flock has 71% greater flying range than if each bird flew alone.
by Linda Ivey
PCAM®, AMS®, CMCA®, ARM®


October 2006
Who Does “Our” Attorney Represent Anyway?

Who Does “Our” Attorney Represent Anyway?

An association's legal counsel represents the association, right? While it's true that an association's attorney represents the corporate entity, in practice it's not always that simple. Associations are typically made up of multiple directors, members, and one or more managers, making for a hodgepodge of personalities and opinions.
by Trisha S. Taylor
Attorney at Law

Creating a Sense of Community

Creating a Sense of Community

Planned communities can be large or small, upscale or average, urban or rural, or somewhere in between. However, they share a common thread because they are all inhabited by people who are members of the world at large. We, as Community Managers, can encourage a sense of community by offering programs within the association as well as outreach programs aimed locally, nationally or world-wide.
by Donna Cawthorne
CMCA®, AMS®, PCAM®

Understanding Special Assessments

Understanding Special Assessments

Although the democratic spirit that launched many areas' trends toward condominiums, cooperatives, and planned communities continues to stand the test of time, the facilities themselves—which are home to millions in the United States —are beginning to show their age. Leaking roofs, docks and piers in need of repair, creaking elevators, etc., are just several examples. In fact, the financial needs of community associations are as diverse as the people who live in them.
by Association Times' Staff Writer

Raise My Maintenance Fees, Please!

Raise My Maintenance Fees, Please!

All too often, I see homeowners campaigning for election or re-election to their community association's board of directors with the promise of never increasing maintenance fees or imposing a special assessment on his or her constituents. Unlike our federal government, however, community associations cannot print more money when the coffers run dry as they surely will when revenues aren't increased to meet rising operating expenses.
by Marjorie Jean Meyer
PCAM®, CMCA®


Why I Live in a Community with an Association

Why I Live in a Community with an Association

We had finally found the home of our dreams. We walked into the model home (after walking into 93 other model homes!) and my husband and I sighed and said, “We could live here”. The house sold us, but what about this whole Community Association thing? We had no experience with association living. I had only heard vague rumors about everyone being forced to paint their houses at the same time and not being allowed to replace the exterior lighting fixtures with a different design. Why would anyone want to live in a place like that, I thought?.
by Suzanne O'Gorman

September 2006
Condominium Hotels and Condominium Residences at a Hotel

Condominium Hotels and Condominium Residences at a Hotel

There are two categories of condo hotel product offerings in today's marketplace: a condominium hotel residence and a condominium residence at a hotel. These are two very different products that, despite their similar wording, have very few characteristics in common.
by Association Times' Staff Writer


Deck Coatings And Their Care

Deck Coatings And Their Care

Waterproof deck coatings and Condominiums seem to go hand in hand in California. It seems that nearly every HOA complex has them, either over a living space or attached off a room. Residents love them because their decks are often used as another room of the house, owners and managers of income property managers usually detest them because of the problems that seem to always come along with them.
by Bill Leys
PCAM®

 Violation In Your Associations? Throw A Party!

Violation In Your Associations? Throw A Party!

Have you ever asked or been asked this question: “How do you resolve issues with homeowners that have violations in our neighborhood”? Of course your governing documents may have previsions to assist you in this matter; sending letters, assessing fines, taking legal action are a few examples of rule enforcement. All of these are effective ways of enforcement and should be used under the guidance of your governing documents and qualified attorneys.
by Judy Rose
PCAM®, CPM®, AMS®, CMCA®

Change... The One Constant

Change . . .The One Constant!

What is it that we in Community Management deal with more than anything else? CHANGE! We must be able to adapt and bend with everyday upheavals which can be good, bad or indifferent. How many times do you begin your day with an ambitious plan of action, only to find meetings cancelled, weather surprises, unanticipated calls to be made, and more? When this happens, we are left with a feeling of not accomplishing anything, only to get further behind in completing the tasks that were scheduled.
by Bryn Cushman
PCAM®, AMS®, CMCA®

The Divided Association: What’s a Manager to Do?

The Divided Association: What’s a Manager to Do?

Imagine this scenario. An association of co-owners elects a Board of Directors to administer their community. Not long afterward, a group of the co-owners grows to disagree with the Board over matters such as community governance, community expenditures and community funding.
by John Cox
AMS®, CMCA®

August 2006
Amending Your HOA Documents

Amending Your HOA Documents

Articles of Incorporation, Declaration of Covenants, Conditions, Restrictions and Reservation of Easements, and Bylaws

The process of completing amendments to homeowner association documents should begin with reviewing the section of the documents that will clearly define the process you will need to undertake.
by Nicholas J. Mazzarella
MBA, PCAM®, CMCA®

Searching for a Management Firm

Searching For A Management Firm?

Try These Interview Questions

Association Board Members and Selection Committee members often are challenged to ask the right questions of potential management firms during the interview process. The following are sample questions for Board and others to use, along with appropriate responses one should look for.
by Jan Lines
AMS®

Integrated Pest Management Systems

Integrated Pest Management Systems

Has your landscape contractor implemented an integrated pest management (IPM) system? The goal of an integrated pest management system is to achieve long term suppression of targeted pests with minimal impact on other organisms and the environment. IPM utilizes life history information and extensive monitoring of a pest, as well as its interaction with the host plants and the potential for economic damage. Control, as well as prevention, is achieved by integrating these management practices.
by Lucinda Hoe

Special Assessments

Special Assessments – When, Why And How

To function, Associations must have the ability to assess Owners for the operation of the community, as outlined in their Governing Documents. The general rule is for Associations to establish an annual budget that provides for the maintenance, repair and replacement of the common elements. Many states also have statutes dealing with these general assessments. But, what happens when the Annual Assessment does not meet the expenses of the Association? Why do these deficits occur?
by Gail VanDyke

Staying Edgy To Keep The Edge In Management

Staying Edgy To Keep The Edge In Management

It's another quiet day…..no phone calls from angry Board members, no homeowners emailing and telling you how horrible everything is……no pressing issues on the agenda for the next Board meeting…..it's another quiet day. Isn't life great!

Well…..maybe not!
by Dustan Goodell

July 2006
How Can I Help My Association?

How Can I Help My Association?

Many homeowners ask this very question, “How Can I Help?” They feel that they are only one person in their community and what they do or don't has little effect. This statement is far from the truth, however, as what we do effects everyone around us when we live in a homeowners association. Just because one does not have the time to volunteer to serve on the Board does not mean that efforts to maintain your own home go unnoticed. As that old expression goes, “ Rome was not built in a day,” but with everyone pitching in one at a time, just think what could be accomplished. Just imagine what it would be like if everyone pitched in and maintained the interior and exterior of their own homes and how much money they could save themselves and their association.
by Jan Svoboda
AMS®

Ethics in Community Association Operations

Ethics in Community Association Operations

Ethics in Corporate America have taken a setback in recent years. Enron, WorldCom, and Martha Stewart are examples of highly-publicized cases where there was a failure of the corporation to maintain an ethical environment. Whether large or small, profit or not-for-profit, corporations have a responsibility to act ethically. When speaking of community associations, the standard of ethics applies equally to the management team and to the Board of Directors. Implementing ethical standards, an ethical code, and a code of conduct for volunteer directors can circumvent impropriety.
by Craig Koss

AMS®, PCAM®

Gated Communities

Gated Communities

Gated communities are growing in popularity for home buyers. Originally centered around retirement communities, these communities now range in size from small (fewer than 100 homes) to large (greater than 1,000 homes) with or without additional amenities within the gates. Most of these gated enclaves are found in southwest and southern states, such as Arizona , Texas , Florida , and Georgia ; and the gated concept is now closing in on the rest of the country as well.
by Patti Jo Lewis
CMCA®, AMS®, PCAM®

Disaster Preparedness

Disaster Preparedness

There are do-it-yourself projects you can do, and improvements you can hire folks to do, from the basement to the roof, to help make your home better prepared to withstand a natural or man-made disaster - - - and to help minimize the damage from a disaster.
by Association Times' Staff Writer

Rules Enforcement

Rules Enforcement

Rules are written to be guidelines to avoid chaos, confusion, and injury. It is important to remember that the application of rules is equally as important as the rules themselves.

When applying rules, emotion and bias should be left out of the process. What one should think about in evaluating the situation is the intent of the violator. People do make mistakes and should not always be punished for those mistakes.
by Susan Oles
CMCA®, AMS®, PCAM®

June 2006
 
Presenting the HOA Budget

Presenting the HOA Budget

It's finally done. You've spent numerous hours working on the budget and now it's time to present it to the residents of your community. What is the best manner in which to handle the presentation of this new budget that will prompt the greatest degree of acceptance?
by Jeff Gourlie
AMS®, PCAM®

Lead Paint - What's the Harm?

Lead Paint – What’s the Harm?

Whether you own or rent a home, whether you are buying or selling, or whether you are starting the new year with a home renovation, becoming knowledgeable about lead poisoning and understanding the risks associated with exposure to lead-based substances is extremely important for you and your family.
by Wendy Wilson,
Attorney

Sealcoating Gypsies

The Sealcoating "Gypsies"

At some point in our Association Management careers, we all have to deal with the Board member who suggests that we contact a particular contractor who has done work for his or her brother-in-law's mother's sister (and just so happens to be much cheaper than the contractor you currently use). This is often the case with sealcoating contractors.
by Meg Kitchin
CMCA®, AMS®, PCAM®

Tense Relationships and How to Relax Them

Tense Relationships and How to Relax Them

It happens all the time…you pick up the phone and the person on the other end begins their conversation with a complaint about their neighbor. Living in a Community Association, whether it is a condominium, a townhouse or a single family home, also involves living in close proximity to your neighbor. It is inevitable that you become more familiar with each other which in turn sometimes creates a frendly, comfortable relationship . . . or sometimes a tense one.
by Heather Graham
CMCA®, PCAM®

Preventing Alkali Stains

Preventing Alkali Stains

Efflorescence is that unpredictable white salt deposit that seems to attack the walls like a disease. It appears on cement or plaster surfaces and is caused by moisture entering or contained within the substrate. Water soluble salts within the masonry leach to the surface where the water evaporates, leaving a whitish salt residue. Defects which contribute to this problem must be corrected before any painting is attempted.
by Association Times' Staff Writer


May 2006
 
Directors & Officers: Conflicts of Interest

Directors & Officers: Conflicts of Interest

It is important for boards of directors to be aware that both real and apparent conflicts of interest or dualities of interest sometime occur in the course of conducting the business affairs of the homeowner association. The appearance of same can be troublesome - - even if there is in fact no conflict whatsoever.
by Linda A. Bartel-McGinnis
AMS®, LSM®, PCAM®

Minutes -  A Few Practical Pointers

Minutes - A Few Practical Pointers

When preparing the minutes for your Association board meetings it is important to remember a few key points. Minutes are to reflect the motions made at the meetings. You need good note taking skills and you need to be organized when preparing the minutes.
by June Irey
CCAM®

The Association Calendar

The Association Calendar: Your Guide to Important Dates

As board members change from year to year, it can be difficult to keep track of due dates for various association responsibilities . . . such as when the association audit should be completed, when the sprinklers were last checked, when the annual meeting should be held according to the governing documents, or when legal notices should be sent out. A great deal of time and money can be wasted by searching for this information each year and some of these items may be delayed or forgotten in the process.
by Carolyn Cummins
CMCA®, PCAM®

A Marketing Mentality for Today's Association Boards

A Marketing Mentality for Today’s Association Boards

Today's smart Association Boards have added a role for themselves and their communities. As their properties age and other local association communities are developed, these Boards have adopted a marketing mentality similar to that of a developer. Boards with this marketing mentality have recognized that neighboring communities are very successful in selling their residences quickly with solid appreciation in resale values. These Boards don't want to see their own communities left behind.
by Steve Castle
CMCA®, AMS®, PCAM®

Selection and Contracting of Service Providers

A comprehensive written contract between a community association and each of its service providers should include many components. Each of these key provisions are necessary to clarify the agreed upon terms and conditions of the contract, and for the protection of both the Association and the service provider.
by Mark Southall
PCAM®, AMS®, CMCA®, COS®, CPM®

April 2006
 
Planning Plant Health

Planning Plant Health

Community association landscape care contracts generally place great importance on lawn care and little, if any, on other items in the landscape. Lawn and shrub/tree care contracts account for 25 to 40 percent of most association budgets. Developing a landscape care plan that provides healthy bushes and trees (known as woody plants) is obviously a good investment.
by John Cox
AMS®, PCAM®

Dealing With Board Resignations

Dealing With Board Resignations

Community Associations are not unique to abrupt resignations and unanticipated changes to the Board of Directors' structure. It is difficult to predict when change will occur and how it will affect not only the composition of the board but the entire community as well. Board vacancies often occur due to expiring terms, early resignations and sometimes, conflicts among board members.
by Vicki Ward
CMCA®, AMS®, PCAM®

Site Employees:  For Whom Should They Work?

Site Employees: For Whom Should They Work?

The unemployment rate is relatively low throughout the country and most employers are finding it difficult to attract and retain good employees. This is especially so when the foundation of our work – people's homes and quality of life –brings with it strong emotional factors that can prove challenging to community management professionals. Professional managers are also required to be knowledgeable about a broad spectrum of property management issues.
by Lana Reynolds
CMCA®

While I'm Away…

While I’m Away…

Generally, a Community Association Manager does not take more than a week off at a time, but sometimes something happens that necessitates taking more time than usual; military duty, illness, surgery and sometimes even your continuing education. When you have to be out for an extended amount of time, who do you have that you can call upon to take care of your properties? Managers are typically very dedicated to their properties and, as such, are very busy. Your first task is to be prepared for the unexpected by establishing who you would ask.
by Cathy Jo Williams
CMCA®, AMS®, PCAM®

Renters:  Good Neighbors or Second Class Citizens

Renters: Good Neighbors or Second Class Citizens?

During my twenty years work in the community association management field and as a homeowner and board member in a condominium community, I have found that the general attitude toward renters in a community association is often less than welcoming. You have heard the comments – “oh, those people, they are just renting” or “there are three single guys living in that house, don't they know that this is a single-family neighborhood”, and my personal favorite “they are renters, so we cannot expect them to take pride in our community.” If this attitude is portrayed to renters consistently, over time, they will become what they are expected to be – second class citizens.
by Sherrill Schafer
PCAM®

March 2006
 
Talking to the Press

Talking to the Press

More and more, homeowner association issues are being reported in the news media. Almost every television station has a troubleshooter who is always looking for a juicy story. Often, these stories give only the homeowner's point of view, while the viewpoint of the board, management company or developer may not even be represented. It is up to all of us to see that those sides of the story get reported too.
by Eleanor Hugus

Effective Association Meetings

Effective Association Meetings

Who wants to spend two or three hours in fruitless and trivial discussion? The president must take steps to make the meetings more focused, effective, and shorter. Most meetings can be conducted in an hour if the board members know what is expected of them.
by Association Times' Staff Writer

Take Minutes! . . . But Why Me?

Take Minutes! . . . But Why Me?

Who takes the minutes and what needs to be included? Are complete transcripts of homeowner association meetings necessary?

For some reason, taking minutes at a Board Meeting scares the dickens out of those who should be taking the minutes. With a little guidance, however, this shouldn't be the case.
by Jackkie Brace
PCAM®, AMS®

Grab Your Tool Belt - You’ve Got a Job To Do!

Grab Your Tool Belt - You’ve Got a Job To Do!

So, you submitted your name, you spoke with a few folks around the neighborhood, you may have even created a flyer or posted your stand on issues on the association web site. And then the outcome of the election is announced and YOU ARE ON THE BOARD!!!
by Christine Evans
PCAM®, CMCA®

Saving Water Can Save You Money

Saving Water Can Save You Money

Many people believe that a colorful and vibrant garden needs lots of water. In reality, the same can be achieved through the application of Xeriscape practices, which can result in water savings of 35% to 70%. Xeriscape landscaping is based on seven principles and defined as “water conservation through creative and appropriate landscaping”. When all seven principles are implemented correctly and together, the result is a significant reduction in water consumption without the loss of the beauty that landscaping provides.
by Stella Placentia

February 2006
 
Special Assessments

Special Assessments: A Necessary Evil?

As we continue to face the rebuilding challenges resulting from the numerous hurricanes which affected many areas throughout the country this past year, we also will face the difficult financial burdens that will be placed on those community associations to acquire the necessary funds to accomplish this major rebuilding effort.
by Association Times' Staff Writer

Directors And Officers Insurance

Directors & Officers Insurance

Do You Have the Proper Coverage to Protect Volunteers as Well as Committee Members? One area of Association insurance coverage that is always a little vague to most of us is the issue of liability insurance coverage for elected Board members, as well as insurance coverage for appointed Officers, and those appointed Committee Members operating under the jurisdiction of the Board.
by Mark Lewis
CMCA®, AMS®, PCAM®

Customer Service vs. Technology

Customer Service vs. Technology

If you are asked the direct question, “How important is the customer service aspect of the community association management business?” there is no doubt that you would agree it is probably the heart of our business. The way our clients perceive that they are treated has a direct bearing on our client retention rate. However, you would probably also agree that conducting business today, in 2006, is very different from the way things were done 20, 15, or even 10 years ago.
by Sandra R. Mango
CMCA®, AMS®, PCAM®

Do We Really Need A Management Company?

Do We Really Need A Management Company?

Deciding whether or not your Condo or Homeowners' Association needs a professional management company really boils down to two simple questions. First, we need to know . . . What does a management company do?
by Association Times' Staff Writer

Dispute Resolution

Dispute Resolution: Give Mediation a Chance

Compared to a lawsuit, mediation is swift, confidential, fair and low cost.

The ABC Homeowners Association, in Houston, Texas, has been trying to collect late fees from a homeowner for months. It seems the homeowner did not understand why he was being charged with the fees – he felt he was unjustly being singled out and subsequently threatened the Association with a lawsuit for harassment.

Years ago, the board of directors would have called their attorney – but a funny thing happened on the way to the court house – the board chose mediation.
by Linda A. Bartel-McGinnis
AMS®, LSM®, PCAM®

January 2006
 

Five Keys to Managerial Success

New managers (our company has trained nine in the last twelve months!) often ask me the characteristics of a good manager and which approach to management will make them successful in this business. They want to know what methods have proven effective over the years. Essentially, they want to know what works and how they can implement those processes to benefit their daily work lives.
by Philip Adams
CMCA®, PCAM®

A Lesson in Successful Board Relationships

A Lesson in Successful Board Relationships

With the consistent performance of an experienced manager, that manager's success or failure with a particular community association often comes down to his/her relationship with the board of directors. The performance part of community association management is a science. However, building a strong, trusting relationship with a board is more of an art.
by Lance Govang
CMCA®, AMS®, PCAM®, GRI®

Condominium Insurance: Are You Insured Adequately?

When purchasing a home, the mortgage company often requires a certain amount of insurance to protect its investment, something a homeowner would want protected as well.
by Association Times' Staff Writer

Wanted – Community Association Managers

The building boom across the U.S. has created many shortages in materials and personnel. In some regions of our country, there is a severe shortage of experienced community managers to deal with the explosion in the numbers of community associations being created.
by Robert Elks


Dealing With Dissident Groups

At one time or another most community associations will deal with a dissident group or dissident minority at a meeting. These groups will sometimes grumble about what the association's board of directors is not doing and criticize the performance of the board.
by Association Times' Staff Writer


 

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